THE MOTOR HOUSE Group
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Automotive Assets Customs Fintech LegalTech Member
Automotive Assets — THE MOTOR HOUSE
Collection & Investment

Insurance & Sales of Supercars, Hypercars and Yachts in Luxembourg — Your asset,
our expertise.

Family Office, collection management, financing, unlimited-value insurance, luxury car sales.

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Car & Motorcycle Insurance

Every prestige vehicle deserves cover that matches it. We negotiate the best conditions on the Luxembourg market for you — every marque, every output, without exception.

Ferrari, Lamborghini, Porsche, McLaren, Mercedes AMG, BMW M, Aston Martin, Bentley, Maserati, Alpine, and all the rest.

48h
Cover lead time
100%
Tailor-made
24/7
Assistance

Trouble insuring your sports car in Luxembourg?

Refusals, surcharges, exclusions… many sports car owners face these obstacles in Luxembourg. We know the solutions and the partners to cover you, whatever the power or value of your vehicle.

We support you

Casco all-risk

Full protection: material damage, theft, fire, glass breakage, natural forces. Agreed-value reimbursement for life.

Agreed value Theft & fire Glass breakage Natural forces

Mini-Casco

Theft, fire, glass breakage and animal/nature damage. Ideal for garaged collector vehicles.

Theft Fire Glass breakage

Track insurance

Specific cover for track days and circuit events. Protect your vehicle even in extreme conditions.

Track days Events Competition

Driver protection

Enhanced personal injury cover for the driver, replacement vehicle, 24/7 breakdown assistance and back-up taxi.

Personal injury cover Replacement vehicle 24/7 assistance

Fleet & Holding

Solutions tailored to companies (SARL, SA, Holding). Centralised fleet management, negotiated rates, multi-vehicle cover.

Multi-vehicle Companies Fleet rates

Frequently asked questions

Supercar, hypercar & collector car insurance · Luxembourg, France, Switzerland

To insure a supercar, hypercar or collector car in Luxembourg, France or Switzerland, you need a specialised insurer. Mainstream companies frequently refuse high-power vehicles, high-value vehicles or vehicles without value ceiling. Insurance is built into all THE MOTOR HOUSE offers (financing, co-ownership and collection management), with cover dedicated to exception vehicles such as Ferrari, Lamborghini, McLaren, Bugatti, Rolls-Royce, Aston Martin or Koenigsegg. All risks, agreed value for life, cover issued within 48 h.

Yes. In Luxembourg, France and Switzerland, exception vehicles without value cap (Bugatti Chiron, Pagani Huayra, Koenigsegg Jesko, Aston Martin Valkyrie, Ferrari LaFerrari, McLaren Senna) are covered by the insurance embedded in THE MOTOR HOUSE offers (financing, co-ownership and collection management). The key is the agreed value, a sum set contractually, guaranteeing full reimbursement without depreciation in case of total loss.

Every vehicle is insured according to its category at THE MOTOR HOUSE, with pricing adapted to its value and use. Examples:

  • Sport car: Lamborghini Huracán Tecnica (value 300,000 €) around 3,000 €/year
  • Supercar V12: Ferrari 12Cilindri (value 450,000 €) around 3,600 €/year
  • Hypercar: Bugatti Chiron (value 3,500,000 €) around 17,500 €/year
  • Hypercar: Koenigsegg Jesko (value 3,700,000 €) around 18,500 €/year
  • Collector car: Mercedes 300 SL (value 900,000 €) around 2,250 €/year

No upper value cap applies. From the 2nd vehicle onwards, a collection discount of up to 50% applies to the insurance, ideal for automotive estates structured by THE MOTOR HOUSE.

Yes. THE MOTOR HOUSE insurance protects your vehicles across all travels in Europe as well as in Switzerland. Collector cars and recent acquisitions are also covered, with a degressive discount for each additional vehicle.

Yes. THE MOTOR HOUSE supports the acquisition of vehicles by companies and holdings (SARL, SAS, SA, Civil Company, SOPARFI, SPF) in Luxembourg, France and Switzerland. Our offer covers vehicles from 100,000 € and up to 12,000 km/year, with integrated insurance. Private and patrimonial use only. Ideal for integrating a supercar or a collection into a legal entity and optimising the management of your automotive estate.

Most mainstream auto insurance policies explicitly exclude circuit use. Our specialised plans optionally include track-day cover for private track sessions, organised track days and manufacturer events (Porsche Experience, Ferrari Corso Pilota, McLaren Track Days). Cover extends to material damage to the vehicle, even in extreme conditions.

Your vehicle is protected from loading on the carrier to delivery, anywhere in the world (up to 30 days transit covered). Whether your Ferrari returns from an RM Sotheby’s auction in the United States, your Bugatti crosses Europe towards Monaco, or a Pagani Zonda is repatriated from Italy : cover follows the vehicle, not the registration. Major events (Pebble Beach Concours d’Elegance, Mille Miglia, Bonhams Geneva) are insurable on specific request. Zero interruption between two collections.

Our cover lead time is 48 hours after receipt of your complete file. For urgent acquisitions (auction-room purchase, immediate import), we can react within the same day. Our advisors are available 24/7 for emergency situations. Simply contact us by email or general WhatsApp (the most responsive option) to start your quote request.

Co-ownership

Old paradigm

“If I don't own all of it, I don't own it.”

Capital tied up, reduced flexibility, concentrated risk. The real strategists have moved on.

New paradigm

“Fractional ownership multiplies — it is the smarter way to own.”

Access prestige assets at a fraction of the cost while preserving liquidity and flexibility. This is intelligent ownership.

€500 k

Locked in a single vehicle. Capital tied up. Concentrated risk. Total depreciation.

Smart allocation
2 × €250 k

Spread across 2 supercars. Liquidity preserved. Diversified risk. 50/50 per vehicle.

Ferrari 812 GTS
Ferrari 812 GTS
50%budget €250k5/10 shares 6 monthsuse
Ferrari Purosangue
Ferrari Purosangue
50%budget €250k5/10 shares 6 monthsuse

The 6 advantages

What co-ownership concretely changes for your wealth.

01
Strategic diversification
01 — Diversification

Strategic diversification

10% gives you full access. Reduced exposure, maximum discretion, preserved liquidity. Financial return without compromising on emotion, network or enjoyment.

02
Social capital
02 — Network

Social capital

Each share opens the door to a network of entrepreneurs, investors and collectors who think long term. Value creation through collaboration and shared experiences.

03
Financial leverage
03 — Leverage

Financial leverage

Our investors use our structure to optimise their exposure, liquidity and upside — turning passion assets into dynamic portfolios.

04
Financial utility
04 — Tax

Financial utility

Owning through a corporate structure transforms a passion asset into an optimised holding. Maintenance, taxes, insurance and logistics become managed operating costs. This is not evasion — it is efficiency.

05
Productive capital
05 — Capital

Productive capital

A share in a classic, sports car or supercar is not just a passion — it is a positioning. Your remaining capital works in income-generating assets. Depreciating toys become an appreciating asset class.

06
Corporate structure
06 — Structure

Corporate structure

Each share is structured through our legal team. Your own holding operating within a curated ecosystem. Institutional diversification. Minimised exposure. Unmatched flexibility.

Real-world example with Off-Market Sourcing and Co-ownership services · Total confidentiality
Access Off-market vehicles while paying only half of the vehicle.
Ferrari SF90 XX Stradale
PRICE: €1,600,000
Ferrari SF90 XX Stradale

Valuation example 02.2026

Invest €800,000 each now instead of tying up €1.6M, share costs equally and enjoy the vehicle around 182 days a year.

Cost item With 2 co-owners
Value €1,600,000 €800,000
Comprehensive insurance, registration and taxes €4,250/year
Maintenance, tyres & preparation (7 years Ferrari included) €2,000/year
Secure climate-controlled storage (optional, around €6,000/year) €3,000/year
SF90 XX case under management since 2024

In 2024, two co-owners (one resident in a European country, the other living on another continent) commissioned THE MOTOR HOUSE to source and jointly acquired an SF90 XX Stradale for €1,200,000.

Each can drive their Ferrari SF90 XX Stradale in turn, worth €1,600,000 today, having invested €600,000 and sharing 50% of the running costs.

12,000 km/year  ·  Ferrari warranty  ·  Comprehensive insurance with agreed value

Which supercars and hypercars would you like for 50% of their value?

Become a co-owner
Linked service
Financial structuring
Linked service
Legal & corporate framework

This is not sharing — it is strategy.

The architecture of a new wealth paradigm.

Become a co-owner

Family Automotive Office

Our platform helps you preserve, transmit and grow your collection. A holistic approach inspired by the traditional family office, applied to your exceptional automotive wealth.

Digital platform
Organise your entire collection in a secure space. Reporting, AI valuation, encrypted documents.
from €49/monthMulti-device
Certified AI valuation
Real-time valuation, market trend monitoring, certified reports for your banks and insurers.
Predictive AICertified
Document vault
Registration and insurance certificates, invoices, technical inspection, history — encrypted end-to-end.
E2E encryptionLU servers
Private 24/7 concierge
A single point of contact. Coordination of maintenance, insurance, transport and events.
24/7Dedicated
Secure storage
Climate-controlled facilities at 20°C, 24/7 surveillance, preventive maintenance. Premium insurance included.
20°C24/7 cameras
Succession & planning
Legal and tax structuring of intergenerational transmission.
LU lawOptimisation
tmh — family automotive office
NS
Welcome
Nicolas Schwartz
Total value
€720k
↑ +5.2%
Vehicles
3
+1 this year
Documents
22
Vault
Wealth evolution
1Y
3Y
5Y
Max
Jan 2026
Porsche 992 S/T
Purchase: €380,000
Value: €440,000
+15.8%
2020 2022 2024 2026
Your garage
3
Vehicles
Porsche2
Mercedes-AMG1
Activity
Maintenance GLE 63 S
2h ago
Technical inspection scheduled
Yesterday
992 S/T revalued
22 March
Collection
View all →
Porsche 911 992 S/T
992 S/T
€320k
Porsche 718 RS
718 Spyder RS
€185k
Mercedes GLE 63 S AMG
GLE 63 S
€215k
Discover the platform

From audit to strategy

Five steps to structure and protect your collection.

01

Inventory & valuation

Full audit, provenance verification, historical documentation and setup of your digital workspace.

02

Storage & maintenance

Climate-controlled facilities, 24/7 surveillance, preventive maintenance and tailored premium insurance.

03

Succession & planning

Legal and tax structuring of transmission. Support for the next generation.

04

Strategy & acquisition

Access to private sales, international auctions and exclusive events to grow your collection.

05

Management & preservation

End-to-end follow-up and reminders for maintenance, warranty, insurance, technical inspection and taxes due. Every document is stored and downloadable from your account.

Designed for collectors

See what sets us apart from other solutions.

Feature TMH Others
Dedicated collection dashboard INCLUDED NO
Real-time AI valuation INCLUDED PARTIAL
End-to-end encryption INCLUDED NO
Secure physical storage INCLUDED NO
Dedicated 24/7 concierge INCLUDED LIMITED
Succession planning INCLUDED NO
Access to private sales & auctions INCLUDED NETWORK
Vehicle administrative platform INCLUDED NO

Your collection deserves a family office.

Digital management. Physical preservation. Strategic vision.

Entrust your collection

Your collection, digitalised

A complete dashboard to manage, monitor and optimise your automotive wealth in real time.

Complete collection view

Each vehicle documented with photos, history, valuations and documents.

Valuation tracking

Real-time updated quotations, valuation history and market alerts.

Maximum security

End-to-end encryption, European servers, GDPR compliance.

Shared management

Invite your co-owners, share access and manage calendars.

JD

Dashboard

14 MARCH 2026
3
VEHICLES
€620K
PORTFOLIO
Lamborghini Revuelto · Off-market
€510,000
LU customs clearance · In progress
Porsche 992 GTS co-ownership
€110,000
Tax advisory · Scheduled

Car Sourcing

Looking for a specific model, a rare configuration or a collector's example? We know where to find it.
Each vehicle is verified, inspected on site and delivered turnkey.

Linked service
· THE MOTOR HOUSE · · AUTHORISED ECONOMIC OPERATOR · CUSTOMS
Clearance VAT Registration
Submit a search
Personalised briefing THE MOTOR HOUSE

Personalised briefing

24h — Onboarding

Model, year, mileage, colour, equipment, budget — together we define the exact specification of your ideal vehicle.

Model & year
Configuration
Target budget
Desired timing
Global sourcing THE MOTOR HOUSE

Global search

72h — First proposals

Our network is international, whether through official dealers, specialists, concierges or directly with the owner.

Official partners
40+ countries
Real time
Qualified leads
Supercar inspection THE MOTOR HOUSE

Verification & Inspection

On site — 30+ paint checks

On-site inspection — full history, verified provenance, VAT status confirmed, plus 30+ paint integrity checkpoints.

VAT check
Verified provenance
Paint audit
Full history
Acquisition structuring THE MOTOR HOUSE
Key step

Acquisition structuring

Tailor-made — Personal advisory

We recommend the holding structure best suited to your tax, usage and wealth objectives.

Personal name Company Co-ownership
Ferrari transport THE MOTOR HOUSE

Secure delivery

Turnkey — Door-to-door

Customs handled, registration ready. You receive your vehicle turnkey, with no paperwork on your part.

Secure transport
Registration ready
Zero paperwork

Satisfaction guarantee. If the vehicle does not match the specification, we restart the search.

“The finest cars
are never offered
publicly.”

Behind every great collection lies an invisible network. Private transfers between connoisseurs that change hands without ever appearing for sale, factory allocations spoken for before the cars are even built.

By joining the THE MOTOR HOUSE platform, you enter this circle of exchange. Total discretion, with our legal expertise at every step.

Non-disclosure agreement included.

Every off-market transaction is protected by a non-disclosure agreement. Your acquisitions remain strictly private.

Off-Market Opportunities

Ferrari 296 Speciale
Ferrari
296 Speciale
€500,000
Ferrari Daytona SP3
Ferrari
Daytona SP3
€6,200,000
Unlock the full catalogue
Become a member

Leasing

Long-term leasing removes depreciation, maintenance and insurance. A fixed monthly payment covers everything. You change vehicle with each contract.

Luxury vehicle leasing Luxembourg
Offer launching soon
Coming soon
2026
36
Months
24k
Km/year
48h
Approval
Comprehensive insurance
Full coverage included in the monthly payment
Manufacturer maintenance
Servicing, wear parts, tyres
Zero depreciation
Residual-value risk stays with TMH
Tax optimisation
Monthly payments deductible for companies
From –€ /month excl. VAT
Luxury vehicle leasing Luxembourg
Coming soon
–€ / month excl. VAT
Luxury vehicle leasing Luxembourg
Coming soon
–€ / month excl. VAT
Luxury vehicle leasing Luxembourg
Coming soon
–€ / month excl. VAT
Luxury vehicle leasing Luxembourg
Coming soon
–€ / month excl. VAT
Simulate your lease Receive a personalised offer within 48h.
Contact us

Detailing & Protection

Members

Enhance & protect your bodywork.

Every prestige vehicle deserves an exceptional treatment. Specialised technicians, professional equipment, guaranteed result.

48h
Onboarding
100%
Tailor-made
24/7
Certified workshop
Prestige automotive detailing

Protections

Three levels of protection tailored to your use and your standards.

Carnauba wax
Carnauba wax
3+ months of protection
This protection also has a hydrophobic effect that will make future vehicle care and washing easier. However, it will not withstand certain aggressions, such as some car-wash foams.
Hybrid Nanotech
Hybrid Nanotech
12+ months of protection
Strong hydrophobicity.
Effectively protects against damage from washing brushes, environmental aggression, UV and de-icing salt.
Long-lasting, high-quality shine.
Easy cleaning
9H Ceramic
9H Ceramic
24+ months of protection
Extreme hydrophobicity and intense shine.
The ceramic coating effectively repels dirt, dust, water and contaminants, simplifying cleaning and providing very long-term protection.
Cleaning and drying are child's play.

Protection comparison

See at a glance how each protection level performs on the key criteria.

Criteria
Carnauba wax
2 layers · 3+ months
Hybrid Nanotech
1 layer · 12+ months
9H Ceramic
2 layers · 24+ months
Shine
Depth
Cleaning
Durability

Our packages

Three levels of care, from a complete wash to the ultimate treatment.

Stage 1
Stage 1

Essential

from €590
6h 24–48h

Complete wash, decontamination, light polish (1 pass), removes 65% of micro-scratches. Carnauba wax protection.

Hand wash Decontamination Light polish Carnauba wax
Stage 2
Stage 2

Advanced

from €890
8h 24–48h

Medium polish (2 passes), 75% of micro-scratches. Leather and plastic cleaning, 12-month hydrophobic windscreen treatment.

Medium polish Leather & plastics Hydrophobic windscreen Wheel nourishment
Stage 3
Stage 3

Premium

from €1,190
10h 48–72h

Heavy polish (3 passes), 90% of micro-scratches. Leather seat cleaning, 24-month hydrophobic windscreen. The ultimate treatment.

Intensive polish Leather seats Hydrophobic 24 months Full nourishment

Additional options

Customise your treatment with our complementary services.

Service Add-on
Engine bay cleaning+€90
Headlight restoration+€120
Bodywork nanotech treatment (12+ months)+€200
9H ceramic protection (24+ months)+€900

Buy and sell with complete peace of mind.

€499/year so you never buy alone again.

Legal, customs and financial services for your automotive collection.

Become a member Contact us